［摘　要]　国际工程预付款保函涉及到业主、承包商和担保银行的利益和风险。先款后索、见索即付、逐额递减、到期作废，已成为国际工程预付款保函实践中的四大适用原则。这些原则有助于所涉各方厘清预付款保函中的权利和义务，承担的风险，以便预测风险和应对风险。

［关键词]　国际工程,预付款保函,适用原则,风险分析

Abstract: Advance payment bank guarantee for international project involves the interests and risks of employer, contractor and guarantee bank. There are four applicable principles such as claim for payment after receipt, payment on demand, progressively reducing, invalid at overdue, which have direct impacts on the interests of all the involved parties. The depth study of the principles is carried out from the aspects of contractors, employers and the guarantee banks who can use it to guide their practice to predict and deal with the risk of advance payment bank guarantee in executing oversea projects.

Key words: international project; advance payment bank guarantee; applicable principle; risk analysis

［参考文献]

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［2]高原，张水波，仉乐．论ICC“见索即付保函统一规则”下的国际工程保函［J].哈尔滨商业大学学报（社会科学版），2006（3）：111-113．

［3]田威．FIDIC合同条件适用技巧［M].北京：中国建筑工业出版社，1996．

建筑经济，2012（2）：49-51