建筑业企业征信模式选择研究
(东南大学建设与房地产研究所, 江苏 南京 210096)
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[摘 要] 对国外两种成熟的征信模式进行多方面分析和比较,在简述我国建筑业企业现行征信模式与问题的基础上,指出我国建筑业企业征信模式应该采用“政府主导推动、市场化运作方式”运作。[关键词] 私营征信模式,公共征信模式,模式选择Abstract: Multilaterally analyzes and compares the two foreign mature credit checking models, points out that our construction enterprises should apply the credit checking model of “government-led promotion, marketing operation”based on summarizing the current credit checking model as well as the existing questions in China.Key words: private credit model; public credit model; model choice[参考文献][1]Margaret Miller. Credit reporting systems and the international economy [M]. Boston: Massachusetts Institute of Technology,2003.[2]林钧跃.论我国个人征信行业发展的模式[J].经济社会体制比较,2003(6):102-106.[3]郑磊.国外征信体系模式[EB/OL]. http://www.chinavalue.net/blog/BlogThread.aspx?EntryID=3882,2007-01-19.[4]杜金富,等.征信理论与实践[M].北京:中国金融出版社,2004.[5]Simeon Djankov, Caralee McLiesh, Andrei Shleifer. Private credit in 129 countries[J]. Journal of Financial Economics,2007,84:299-329.[6]Tullio Jappelli, Marco Pagano. Information sharing in credit markets: international evidence[J]. Journal of Banking and Finance,1999,106:2023-2054.[7]马惠峰.组建“上下分离”型客运公司的构想[J].铁道经济研究,1999(1):29-31.建筑经济,2011(8):18-20