摘要：在建筑产业链中，作为肩负重大质量和安全责任的监理公司，其风险应对能力却相对较弱。因此，推行监理职业责任保险成为监理公司风险管理的最有效方式。建设监理职业责任保险制度的建立，既是提升工程监理质量，优化市场管理体系，构建社会监督机制的必要步骤；同时也是确保监理工程师依法执业，降低执业风险的有效途径和方法；更是推动监理企业高质量发展、提升工程监理企业应对风险的有力方式。

关键词：建设；监理；责任险

Abstract：In the construction industry chain，as a supervisory company with significant quality and safety responsibilities，its risk response ability is relatively weak. Therefore，promoting professional liability insurance for supervision has become the most effective way for supervision companies to manage risks. The establishment of the professional liability insurance system for engineering supervision is not only a necessary step to improve the quality of engineering supervision，optimize the market management system，and build a social supervision mechanism；At the same time，it is also an effective way and method to ensure that supervising engineers practice in accordance with the law and reduce professional risks；It is also a powerful way to promote the high-quality development of supervision enterprises and enhance the risk response of engineering supervision enterprises.

Keywords：construction；supervision；liability insurance

参考文献

[1] 郭青澍.我国工程监理职业责任保险费率厘定研究[D].大连：大连理工大学，2014.

[2] 陈津生.建设工程保险实务与风险管理[M].北京：中国建材工业出版社，2008.

建筑经济，2024（8）：10-14